What is dBudget?

About dBudget

dBudget is the ultimate budgeting app designed to make managing your finances simple, intuitive, and accessible for everyone. Whether you're an avid budgeter who meticulously tracks every penny or a casual user looking for the most impact with minimal effort, dBudget is here to help you make the most out of every dollar—one day at a time.

Why dBudget?

After years of using various budgeting apps that didn’t meet my needs, I created dBudget—the app that offers everything I always wanted in a budgeting tool. dBudget isn’t just another app; it’s the solution that I believe others will find indispensable.

One Number Focus: Simplify Your Budgeting

At the heart of dBudget is the One Number Focus—a revolutionary approach to budgeting that distills all your financial complexities into a single, actionable number. Every day, dBudget calculates exactly how much you have available to spend, taking into account your bills, savings goals, and income.

This unique feature ensures you’re never overwhelmed by the details. Whether you’ve overspent or underspent, dBudget adjusts your available balance, giving you a clear, easy-to-understand snapshot of your financial situation. It’s budgeting made simple: one number, one goal, one day at a time.

  • Daily Budget Adjustment: Your daily spending number is updated in real-time, reflecting your transactions, income, and any changes in your financial situation.

  • No More Guesswork: With the One Number Focus, you always know exactly where you stand financially, allowing you to make informed spending decisions without the stress.

  • Empowering Financial Control: Whether you’re saving for something big or just managing everyday expenses, the One Number Focus gives you the clarity you need to stay on track.

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Key Features

  • Effortless Bill Management: Set up all your bills—whether they’re one-off payments or recurring expenses. Simply enter the bill amount, due date, and frequency, and dBudget will calculate exactly how much you need to set aside each day to ensure all your bills are covered. From daily to yearly, dBudget handles any recurring payment schedule.

  • Real-Time Budget Tracking: Add all your transactions to dBudget to keep track of your money as it moves. The app adjusts your budget in real-time, ensuring you always know where you stand—one day at a time.

  • Customizable Budget Setup: When you download dBudget, you’ll have the option to create a new budget tailored to your needs. Customize your budget by selecting your currency, timezone, and number and date formatting. Enter your income details, including how much you get paid and how often. dBudget works for everyone—not just those who get paid monthly. Whether you’re paid weekly, biweekly, yearly, or irregularly, dBudget adapts to your unique pay schedule. You can even add multiple income sources or handle irregular payments with the "Add Extra Income" feature.

  • Multiple Budgets: Manage multiple budgets within dBudget and easily switch between them. Whether you’re handling personal finances, managing a household budget, or tracking a specific project, dBudget keeps everything organized in one place.

  • Envelope Saving Approach: Use dBudget’s envelope saving feature to allocate money to specific categories like groceries, transport, or any personal cause. Set up as many envelopes as you need, and every time you receive your paycheck, dBudget will automatically distribute funds into these envelopes, safely storing them ‘under your bed’ until you need them.

  • Saving Goals Made Simple: Whether you’re saving for a holiday, home improvement, or a wedding, dBudget lets you set specific savings goals. Choose to save by a target date or by a set amount, and the app will help you reach your goals on time—one day at a time.

  • Regular Savings for Financial Security: Build a financial buffer with ease. Set up a regular savings plan with a fixed amount each day, and watch your savings grow until you decide to stop.

  • Comprehensive Transaction Recording (Premium): Upgrade to dBudget’s premium service to record who you paid and categorize your spending. Analyze your spending habits over days, months, or even years to make more informed financial decisions.

  • Shared Budgets (Premium): With a premium account, you can share any of your budgets with one other person—whether it’s a housemate, spouse, or parent. Collaborate on your finances seamlessly, ensuring both parties are always on the same page.

  • Full Calendar View (Premium): Premium users gain access to a full calendar view that consolidates all your financial activities. See an overview of your paydays, expenses, savings goals, bills, and envelope allocations in one place. This feature provides a comprehensive timeline of your financial commitments and plans, helping you stay organized and on track.

Free vs. Premium

Free Version: Enjoy the essential features of dBudget with the free version. It’s a great way to get started on your financial journey, though it does include ads to support the service.

Premium Version: Upgrade to dBudget Premium for an ad-free experience and access to additional features such as comprehensive transaction recording, budget sharing, and the full calendar view. With Premium, you can focus solely on your finances without distractions and enjoy enhanced functionality.

Who is it for?

dBudget is designed for everyone. From the most meticulous budgeter who wants to track every penny and optimize every transaction, to the casual user who prefers a straightforward approach with maximum impact—dBudget meets all your needs. It’s intuitive and adaptable, making it perfect for students, busy professionals, families, or anyone looking to manage their finances more effectively.

Why You'll Love It

dBudget isn’t just another budgeting app—it’s your personal guide to financial wellness. With real-time budget tracking, customizable savings goals, envelope saving, and the clarity of the One Number Focus, dBudget makes financial management simple, effective, and stress-free—one day at a time.

Get Started for Free

Download dBudget today and start making your money work for you. Whether you’re tracking bills, saving for the future, or building a financial cushion, dBudget helps you achieve your financial goals, one day at a time.

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