Privacy Policy

Last Updated: 23 Aug 2024

1. Introduction

[Your Company Name] ("we," "our," or "us") is committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal data when you use our budgeting application, dBudget ("the App" or "the Service"). It also explains your rights under the General Data Protection Regulation (GDPR) and other relevant privacy laws.

2. Data We Collect

We collect the following types of personal data:

a. Information You Provide to Us:

• Account Information: When you register for an account, we collect your name, email address, and any other information you choose to provide.

• Financial Information: When using our budgeting tools, you may choose to input financial data, such as income, expenses, and account balances. This data is stored securely and used solely for the purpose of providing the Service.

b. Information We Collect Automatically:

• Usage Data: We collect information about how you interact with the App, such as the features you use, the pages you visit, and the actions you take.

• Device Information: We collect information about the device you use to access the App, including IP address, device type, operating system, and browser type.

c. Cookies and Tracking Technologies: We use cookies and similar tracking technologies to collect data about your interaction with the App and to enhance your user experience. For more information, please see our [Cookie Policy].

3. How We Use Your Data

We use your personal data for the following purposes:

• To Provide the Service: We use your data to operate, maintain, and improve the App and to provide you with the features and functionality of the Service.

• To Communicate with You: We may use your contact information to send you updates, security alerts, and other important communications related to the Service.

• To Personalize Your Experience: We use your data to tailor the content and recommendations you see within the App.

• To Ensure Security: We use data to protect the security of the Service, prevent fraud, and monitor for any potential misuse.

4. Legal Basis for Processing

We process your personal data based on the following legal grounds:

• Consent: We process your data based on your consent where required by law. You may withdraw your consent at any time.

• Performance of a Contract: We process your data as necessary to fulfill our contractual obligations to you.

• Legitimate Interests: We process your data for our legitimate interests, such as improving our Service, provided these interests do not override your rights.

• Compliance with Legal Obligations: We process your data to comply with our legal obligations.

5. How We Share Your Data

We do not sell your personal data. We may share your data in the following situations:

• With Service Providers: We may share your data with third-party service providers who assist us in operating the App and providing the Service. These providers are bound by confidentiality agreements and are not permitted to use your data for any purpose other than providing the Service.

• For Legal Reasons: We may disclose your data if required by law, or in response to valid requests by public authorities, such as a court or governmental agency.

• In Business Transfers: If we are involved in a merger, acquisition, or asset sale, your data may be transferred as part of that transaction. We will notify you of any such transfer and any choices you may have regarding your data.

6. Data Retention

We retain your personal data only for as long as necessary to fulfill the purposes for which it was collected, including to comply with legal obligations, resolve disputes, and enforce our agreements. Once your data is no longer needed, we will securely delete or anonymize it.

7. Your Rights

As a resident of the European Union, you have certain rights regarding your personal data under the GDPR, including:

• Right to Access: You have the right to request a copy of the personal data we hold about you.

• Right to Rectification: You have the right to request that we correct any inaccuracies in your personal data.

• Right to Erasure: You have the right to request that we delete your personal data, subject to certain exceptions.

• Right to Restrict Processing: You have the right to request that we limit the processing of your personal data.

• Right to Data Portability: You have the right to request that we provide your data in a structured, commonly used, and machine-readable format.

• Right to Object: You have the right to object to our processing of your personal data based on legitimate interests or direct marketing purposes.

• Right to Withdraw Consent: If we rely on your consent to process your data, you have the right to withdraw that consent at any time.

To exercise these rights, please contact us at [Your Contact Information].

8. Data Security

We take the security of your personal data seriously and implement appropriate technical and organizational measures to protect it. However, please note that no method of transmission over the internet or method of electronic storage is 100% secure, and we cannot guarantee the absolute security of your data.

9. International Data Transfers

Your personal data may be transferred to, and processed in, countries outside the European Union. In such cases, we ensure that appropriate safeguards are in place to protect your data, such as Standard Contractual Clauses or other lawful mechanisms.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. If we make significant changes, we may provide additional notice, such as sending you an email or displaying a prominent notice within the App.

11. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

dBudget
456 Antrim Road, Belfast, BT36 5EL
Support@dbudgeting.com